Can I get a credit card with a score of 644?
Can I get a credit card with a score of 644?
You need a score of at least 700 to have “good” credit. But a 644 credit score isn’t “bad,” either. It’s actually in the “fair” credit tier. As a result, you should be able to get a credit card or loan with a 644 credit score.
What can a 644 credit score get you?
A score of 644 may get you an interest rate of between 11.92 percent and 4.68 percent on a new car loan. In comparison, if you can improve your credit score by a few points and move up to the good credit score range, your interest rate can potentially decrease by a decent amount.
Can I get an American Express card with a 640 credit score?
Credit Score Needed for American Express Credit Cards Aim to get your credit score in the mid-to-upper-600s if you want a basic, lower-end American Express credit card. And if you’re interested in the higher-value cards that carry big fees (but also offer big rewards, perks, and benefits)?
Can I get a credit card with a 664 credit score?
664 credit score credit card options You should be able to get approved for a credit card with a 664 credit score—you’ll just probably be given an interest rate around 20 percent. If you can’t seem to get approved for a traditional unsecured credit card, you can opt for a secured credit card instead.
Is 644 a Good TransUnion score?
A 644 credit score is generally a fair score. While a lot of people have fair scores, you may still find it difficult to get approved for credit without high fees and interest rates with a score in this range.
Can you get an apartment with a 624 credit score?
Typically, a credit score of 620 or above will enable you to obtain an apartment lease with relatively little trouble. Apartment leasing sources state that credit scores lower than 620 receive a “high risk of default” rating along with a leasing denial.
Is 644 a Good credit score?
Your score falls within the range of scores, from 580 to 669, considered Fair. A 644 FICO® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications.