What are the two parts of the pollution exclusion?

What are the two parts of the pollution exclusion?

The CGL Pollution Exclusion—The First Paragraph (f. (1))

  • Bodily Injury or Property Damage Arising out of Pollution.
  • Slip and Fall.
  • Traditional Environmental Damage.

Is sewage considered a pollutant?

Raw sewage, therefore, constituted a pollutant under the APE and the movement of the raw sewage which overflowed from a residential toilet or sewer constituted a discharge, dispersal, spill, release or escape of pollutants within the meaning of the APE.

What type of pollution is covered under a homeowners policy?

What is pollution in a property policy? ISO defines “pollutants” in its property policy forms as: any solid, liquid, gaseous or thermal irritant or contaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals, and waste. Waste includes materials to be recycled, reconditioned or reclaimed.

What is coverage D in homeowners insurance?

Loss of use coverage, also known as additional living expenses (ALE) insurance, or Coverage D, can help pay for the additional costs you might incur for reasonable housing and living expenses if a covered event makes your house temporarily uninhabitable while it’s being repaired or rebuilt.

What pollution claims are covered under a homeowners policy?

any solid, liquid, gaseous or thermal irritant or contaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals, and waste.

Does MCS 90 cover pollution?

Almost all personal and business automobile insurance policies exclude coverage for losses caused by pollutants.

Is asbestos considered a pollutant?

ASBESTOS NOT A POLLUTANT UNDER POLLUTION EXCLUSION CLAUSE OF EXCESS POLICY. Also recently, a district court in the Marshall Division of the Eastern District of Texas ruled that asbestos is not a pollutant under the pollution-exclusion clause of an umbrella policy. LSG Technologies v. U.S. Fire Insurance Co., No.

Is pollution insurance the same as environmental insurance?

Issue: Environmental insurance (also known as pollution insurance or pollution coverage) provides coverage for loss or damages resulting from unexpected releases of pollutants typically excluded in general liability and property insurance policies.